Does insurance cover stupidity?

Okay, so we all know that there is some bad drivers out there and some even manage to make it in the dunes! On Friday AND Saturday, there were at least a half dozen trucks each day hung up or shall I say "tetering" on the top of test hill. With the winds that we got it caused a nice crest at the top causing all the trucks, with longer wheel bases, to get hung up. Then there is the third picture, we couldn't figure out how in the world that guy managed to back his truck/SUV into the trees! Maybe these guys will be future Darwin Award candidates!